Activ Yuva by Aditya Birla Health Insurance is a comprehensive plan tailored for young adults. It features hospitalization coverage for admissions as short as two hours, the "Yuva Credit" that doubles your base sum insured over ten years, and HealthReturns allowing you to earn up to 100% of your premium back. Core Benefits & FeaturesHospitalization: Comprehensive in-patient cover for planned or emergency treatments starting from just two hours (AYUSH treatments require 24 hours). [1, 2]Yuva Reload & Credit: Get 2X coverage from Day 1 for your first claim. For the next claims, there are unlimited refills. Your base sum insured also grows by 100% each year on continuous renewal, regardless of claims (accumulating up to 10X).

[1]On/Off Feature: Traveling abroad for an extended period? You can temporarily switch the policy OFF for 15 to 90 days and earn up to 15% TravelCredits on your base premium. 

[1]Optional CustomizationsOPD Cover: Get an everyday health wallet up to 5X of your base premium to spend on doctor consultations, diagnostics, medicines, dental, or even gym memberships.

[2]Worldwide Yuva Maternity Cover: You can opt into maternity coverage even while single to serve the 3-year waiting period. It includes pre-natal/post-natal care and newborn baby cover. 

[3]Income Protect Cover: Receive a lump sum payout to protect your finances if hospitalization extends beyond 7 consecutive days and you are unable to work.

[4]Eligibility & Waiting PeriodsEntry Age: 18 to 65 years for adults.Waiting Periods: There is a standard 30-day initial waiting period and a 2-year waiting period for pre-existing diseases, which can be reduced to 1 year with an add-on. To get a quote or review the complete policy brochure,