STAR HEALTH ASSURE INSURANCE POLICY is imbued with many new-age features and wider benefits which covers the expenses incurred on hospitalisation due to Illness or Accident on individual and floater basis. Coverage’s like Automatic Restoration of Sum Insured for unlimited number of times in a policy year, wellness discount up to 20%, the inclusion of up to 9 members of a family under family floater and Sum Insured option up to Rs.2 Crore make this policy the need of the hour to overcome the medical contingencies of future. o Eligibility a. Floater Sum Insured · For Adults – Minimum - 18 years & Maximum - Up to 75 years · For Dependent Children - Minimum - 16 days & Maximum - Up to 17 years · In case of dependent children, at the time of renewal when they become 18 yrs of age, such children will be considered as Adult and he/she can continue under floater sum insured till he/she gets married.

This policy provides wide coverage including self, spouse, dependent children (maximum 3), parents and parents-in-law.

Newly married / wedded spouse, New Born Baby and legally adopted child can be covered under the policy on payment of an additional premium.

Delivery expenses including the Caesarean section (both pre-natal and post-natal) are covered up to 10% of the Sum Insured

Hospitalisation expenses for the treatment of newborn are covered from day one of birth till the expiry date of the policy subject to limits. However, the sublimit will not apply for treatment related to congenital disease/defects for the new born.

On partial or full utilisation of the Sum Insured during the policy period, 100% of the Sum Insured will be restored unlimited number of times in the policy year that can be utilised for all the claims.

Expenses incurred for home care treatment for specified conditions are covered up to 10% of the Sum Insured subject to the maximum of Rs. 5 Lakh in a policy year. The insured person can avail this service either on a cashless or reimbursement basis.

In-patient hospitalisation, Day Care, Home Care and Outpatient expenses incurred for the treatment of Chronic Severe Refractory Asthma are covered up to 10% of the Sum Insured subject to the maximum of Rs. 5,00,000/- per policy period.

Expenses incurred for proven Assisted Reproduction Treatments are covered up to the specified limits.